Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 fha loan specialists in Cape May Court House, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
20 Court House South Dennis Rd #4, Cape May Court House, NJ 08210
6094633535
Loanbridge Funding
1900 US-9 c, Cape May Court House, NJ 08210
6408671222
Home Of Mortgage By Andrew
1 N Main St, Cape May Court House, NJ 08210
6403338856
Finance of America Mortgage LLC
2300 US-9 Unit J, Cape May Court House, NJ 08210
6095369174
PNC Mortgage
1 Court House South Dennis Rd, Cape May Court House, NJ 08210
6094657229
What Does a FHA Loan Specialist in Cape May Court House Cost?
FHA loan specialist fees in New Jersey typically range from 1,000 to 3,000 dollars for origination and processing. The upfront mortgage insurance premium is 1.75 percent of the loan amount and can be financed into the loan. Annual mortgage insurance premiums vary from 0.55 to 0.85 percent of the loan balance. Closing costs in Cape May Court House average 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Cape May Court House?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Your specialist can review your specific credit situation.
Are FHA loans only for first time home buyers in New Jersey?
No, FHA loans are available to repeat buyers as well. However you must occupy the property as your primary residence. There is no New Jersey state law limiting FHA loans to first time buyers.