Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 9 fha loan specialists in Chatham, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
U.S. Bank Home Mortgage: Sean Shallis
1 Main St, Chatham, NJ 07928
9734616955
U.S. Bank: James Chu
1 Main St STE 203, Chatham, NJ 07928
2017252800
David Rivero-U.S. Bank Mortgage
1 Main St STE 203, Chatham, NJ 07928
9734572285
Andy Ji-U.S. Bank Mortgage
1 Main St STE 203, Chatham, NJ 07928
7323212544
Cronheim Mortgage
205 Main St, Chatham, NJ 07928
9736356800
Fred Tomczyk - Mortgage Loan Officer
425 Main St, Chatham, NJ 07928
9734622290
Kevin Venancio-U.S. Bank Mortgage
1 Main St STE 203, Chatham, NJ 07928
7323212549
Fong Yeung-U.S. Bank Mortgage
1 Main St STE 203, Chatham, NJ 07928
9734572276
Maggie Oledzki-U.S. Bank Mortgage
1 Main St STE 203, Chatham, NJ 07928
9738607312
What Does a FHA Loan Specialist in Chatham Cost?
Typical costs for FHA loan specialist services in New Jersey include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.45% to 1.05% of the loan balance. Lender origination fees usually range from 0.5% to 1.5% of the loan amount. Appraisal fees in Chatham average $500 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Chatham do?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify, and complete the application process. They also coordinate with local appraisers and underwriters to ensure the loan meets New Jersey and federal guidelines.
What are the FHA loan limits for Chatham New Jersey?
For 2025, the FHA loan limit for a single-family home in Morris County, which includes Chatham, is $498,257 for low-cost areas and up to $1,149,825 in high-cost areas. These limits are set by HUD and may change annually.