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Find FHA Loan Specialists in Cinnaminson, NJ

Compare fha loan specialists in Cinnaminson. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Cinnaminson, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Cinnaminson, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Side by Side Mortgage
441 Buttonwood Ln, Cinnaminson, NJ 08077
2679715827
Sharon Kelly Cave Loan Officer NMLS 2555265 at Welcome Mortgage Corp.
700 Professional Plaza #212, Cinnaminson, NJ 08077
8564126134

An FHA loan specialist in Cinnaminson New Jersey can help you navigate the process of securing a government backed mortgage. New Jersey has specific programs like the NJHMFA down payment assistance which can be combined with FHA loans. A local specialist understands the Cinnaminson real estate market and can guide you through FHA credit and property requirements.

What Does a FHA Loan Specialist in Cinnaminson Cost?

Typical costs for an FHA loan specialist in New Jersey include origination fees ranging from 0.5 percent to 1.5 percent of the loan amount. Third party costs such as appraisal fees typically cost $500 to $700 and credit report fees are around $30 to $50. Closing costs in New Jersey generally total 2 to 5 percent of the purchase price. Note that costs vary by lender and loan type. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan specialist in Cinnaminson?
An FHA loan specialist is a mortgage professional who focuses on FHA insured loans. They help borrowers understand FHA guidelines including minimum down payments and credit score requirements. In Cinnaminson they can also advise on local property tax and insurance considerations.
What are the FHA loan limits for Cinnaminson New Jersey?
FHA loan limits for Burlington County including Cinnaminson are set annually by HUD. For 2024 the standard limit for a single family home is typically around $498,257. Higher limits may apply for multi unit properties. A specialist can confirm current limits for your specific situation.
Do FHA loans in New Jersey require mortgage insurance?
Yes all FHA loans require mortgage insurance. You pay an upfront premium of 1.75 percent of the loan amount and an annual premium that varies by loan term and down payment. This insurance protects the lender if you default. It is required for the life of the loan if your down payment is less than 10 percent.