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Compare fha loan specialists in Clifton. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Clifton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 7 fha loan specialists in Clifton, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stephen Domenick l "The Mortgage Cop" l Veteran Mortgage Advisor l Legacy Mortgage
1037 US-46 Suite 101, Clifton, NJ 07013
2017260390
Legacy Mortgage Group Inc
1037 US-46 Suite 101, Clifton, NJ 07013
2019832366
The Mortgage Alley (Hablo Español)
1000 Clifton Ave Suite 100, Clifton, NJ 07013
9739870607
AMS Mortgage Services
1000 Clifton Ave Suite 100, Clifton, NJ 07013
9739160411
Hadi Endaz
1301 Main Ave 2nd Floor Suite R, Clifton, NJ 07011
9086236475
Ashley Ramos - Loan Officer - Quintessential Mortgage Group
777 Passaic Ave Suite 360, Clifton, NJ 07012
8622135084
Mortgage Refinance Clifton NJ - Home Refinance New Jersey - Refi Home Loan Lenders
1121 Main Ave, Clifton, NJ 07011
8623059061
An FHA loan specialist in Clifton, New Jersey helps homebuyers navigate FHA-insured mortgages. New Jersey law requires lenders to provide a Good Faith Estimate and a HUD-1 Settlement Statement for FHA loans. These loans are popular in Passaic County due to lower down payment requirements and flexible credit criteria.
What Does a FHA Loan Specialist in Clifton Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 percent of the loan amount, plus third-party fees for appraisal, credit report, and title search. Appraisal fees in Clifton range from $500 to $700. Total closing costs often range from 3 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Clifton New Jersey?
For 2024, the FHA loan limit for a single-family home in Passaic County is $1,149,825. This amount applies to Clifton and surrounding areas. Limits may change annually based on median home prices.
What is the minimum down payment for an FHA loan in New Jersey?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This requires a credit score of at least 580. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Do FHA loans in New Jersey require mortgage insurance?
Yes, FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. They also require an annual mortgage insurance premium of 0.55 percent to 0.85 percent, paid monthly. This insurance is required for the life of the loan if the down payment is less than 10 percent.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.