Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 19 fha loan specialists in Cranford, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jersey Mortgage Company
511 South Avenue East, Cranford, NJ 07016
9082762442
First Alliance Home Mortgage
20 Jackson Dr 2nd floor, Cranford, NJ 07016
7325823338
HomeGotOwned Mortgages
205 N Ave W, Cranford, NJ 07016
9088582220
The Vindman Lending Team
14 Commerce Dr, Cranford, NJ 07016
7327577975
H&R Funding, LLC
216 N Ave E, Cranford, NJ 07016
9084603890
Union Home Mortgage
20 Commerce Dr # 330, Cranford, NJ 07016
9086514589
Brian Homowitz at CrossCountry Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
8668406158
Matthew Sura - Union Home Mortgage - NMLS 0507391
20 Commerce Dr # 330, Cranford, NJ 07016
9178388907
Alejandro Leon at CrossCountry Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
2019529060
Albert Rapoport at CrossCountry Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
8777731226
Paola Chavarriaga at CrossCountry Mortgage
14 Commerce Dr Suite 400, Cranford, NJ 07016
2017160604
SunQuest Funding, LLC
184 N Ave E #300, Cranford, NJ 07016
8003791829
Regional Home Mortgage
1150 Raritan Rd # 104, Cranford, NJ 07016
9083256003
Tony Sanchez - American Mortgage Company
312 N Ave E, Cranford, NJ 07016
9738854569
John Cassara with H&R Funding Mortgage LLC
216 N Ave E, Cranford, NJ 07016
9086444131
Patrick Japaz at First Alliance Home Mortgage NMLS # 295727
20 Jackson Dr, Cranford, NJ 07016
2019935600
Larry Vindman at CrossCountry Mortgage
14 Commerce Dr Ste 400, Cranford, NJ 07016
9087215834
Donald Callwood at First Alliance Home Mortgage
20 Jackson Dr 2nd floor, Cranford, NJ 07016
2013945565
Allied Mortgage Group- Cranford, NJ
184 N Ave E, Cranford, NJ 07016
9084513240
What Does a FHA Loan Specialist in Cranford Cost?
Typical costs for FHA loan services in New Jersey include an origination fee of 1 percent of the loan amount and third party fees for appraisal credit report and title search. Total closing costs usually range from 3000 to 7000 dollars depending on the loan size and property location. The upfront mortgage insurance premium of 1.75 percent is also due at closing. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Cranford New Jersey in 2025?
For 2025 the FHA loan limit for a single family home in Union County New Jersey is $524,225. Higher limits apply for multi unit properties. These limits are set by the Federal Housing Administration and updated annually.
What is the minimum down payment for an FHA loan in New Jersey?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. Borrowers with credit scores between 500 and 579 must put down at least 10 percent. New Jersey does not have additional state down payment requirements.
Do FHA loans in New Jersey require mortgage insurance?
Yes FHA loans require two types of mortgage insurance. An upfront premium of 1.75 percent of the loan amount is added to the loan balance. An annual premium of 0.55 percent to 0.85 percent is paid monthly. This insurance protects the lender in case of default.