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Find FHA Loan Specialists Near You in Elizabeth, NJ

Compare fha loan specialists in Elizabeth. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Elizabeth, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 2 fha loan specialists in Elizabeth, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oportun
128 Elmora Ave, Elizabeth, NJ 07202
(732) 497-3253 oportun.com
Virtue Funding LLC
80 W Grand St 3rd Floor, Elizabeth, NJ 07201
(908) 656-2048 virtuefunding.net

What Does a FHA Loan Specialist in Elizabeth Cost?

Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 percent of the loan amount, which can range from $3,000 to $5,000 on a $300,000 loan. Additional costs include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.55 to 0.85 percent. Appraisal fees in Elizabeth average $500 to $700. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Elizabeth New Jersey?
For 2024, the FHA loan limit for a single family home in Union County, which includes Elizabeth, is $498,257. This limit applies to standard FHA loans and can vary for higher cost areas.
Do I need a specific license to be an FHA loan specialist in New Jersey?
Yes, loan officers in New Jersey must hold a Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They must also complete continuing education on New Jersey lending laws.

FHA Loan Specialists in Other New Jersey Cities

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New Jersey.

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