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Compare FHA Loan Specialists in Flanders, NJ

Looking for a fha loan specialist in Flanders? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Flanders, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 fha loan specialists in Flanders, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Keith Tatum at Rate (NMLS #239309)
11 Deerfield Pl 2nd Floor Suite 7, Flanders, NJ 07836
9732198383
Richard Swakopf at Rate (NMLS #1692091)
11 Deerfield Pl 2nd Floor Suite 7, Flanders, NJ 07836
2016456426
Taylor Plesh at AnnieMac Home Mortgage
96 US-206 #102, Flanders, NJ 07836
8564704360
Kevin Dolan at AnnieMac Home Mortgage
96 US-206 #102, Flanders, NJ 07836
2014863177

FHA loan specialists in Flanders New Jersey help homebuyers and homeowners secure loans insured by the Federal Housing Administration. These loans are popular in Morris County due to lower down payment requirements and flexible credit guidelines. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance.

What Does a FHA Loan Specialist in Flanders Cost?

Typical costs for working with an FHA loan specialist in New Jersey include an origination fee of 0.5 to 1.5 percent of the loan amount. Third-party costs such as appraisal title search and credit report fees range from 500 to 1500 dollars. The FHA upfront mortgage insurance premium is 1.75 percent of the loan amount which can be financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Flanders do?
An FHA loan specialist guides you through the FHA loan process including pre-approval application and closing. They help you understand FHA requirements such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium. Specialists also ensure compliance with New Jersey state regulations for mortgage lending.
What are the FHA loan limits for Flanders New Jersey?
For 2024 the FHA loan limit for a single-family home in Morris County including Flanders is 498257 dollars. Higher limits apply for duplexes triplexes and four-unit properties. These limits are set by the Department of Housing and Urban Development and may change annually.
Do I need a special license to work with an FHA loan specialist in New Jersey?
Yes all FHA loan specialists in New Jersey must hold a valid mortgage loan originator license from the New Jersey Department of Banking and Insurance. They must also complete continuing education and pass a background check. You can verify a license on the Nationwide Multistate Licensing System website.