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Find FHA Loan Specialists Near You in Forked River, NJ
Directory of fha loan specialists in Forked River, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Forked River, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 fha loan specialists in Forked River, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeff Coon - AnnieMac Home Mortgage
Eric Plaza, 336 Lacey Rd Unit 3, Forked River, NJ 08731
8558918715
AnnieMac Home Mortgage
Eric Plaza, 336 Lacey Rd Unit 3, Forked River, NJ 08731
6092906493
Jeanine Cicardo at AnnieMac Home Mortgage
336 Lacey Rd Unit 3, Forked River, NJ 08731
6096076583
Mortgage, Bank of America
711 Lacey Rd, Forked River, NJ 08731
7326120065
FHA loan specialists in Forked River New Jersey help home buyers and homeowners secure government insured mortgages. These loans are popular in Ocean County due to lower down payment requirements and flexible credit guidelines. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance.
What Does a FHA Loan Specialist in Forked River Cost?
FHA loan specialist fees in New Jersey typically range from 1% to 2% of the loan amount for origination and processing. Third party costs such as appraisal title search and credit report fees usually add another $1,500 to $3,000. The upfront mortgage insurance premium is 1.75% of the loan amount and can be financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Forked River New Jersey?
For 2025 the FHA loan limit for a single family home in Ocean County is $498,257. This limit applies to most areas in Forked River and adjusts annually based on local median home prices.
Do I need a specific license to be an FHA loan specialist in New Jersey?
Yes all mortgage loan originators in New Jersey must hold a valid license through the Nationwide Multistate Licensing System. They must also complete annual continuing education approved by the New Jersey Department of Banking and Insurance.
How long does an FHA loan approval take in New Jersey?
A typical FHA loan approval in New Jersey takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs required by the FHA appraisal or if additional documentation is requested.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.