FHA Loan Specialists in Hawthorne, NJ — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.

Showing 2 fha loan specialists in Hawthorne, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

Silex Financial Group, Inc.

674 Lafayette Ave, Hawthorne, NJ 07506

(973) 423-0506 silexfinancial.com

Jim Christopoulos

674 Lafayette Ave, Hawthorne, NJ 07506

(201) 400-0010 silexfinancial.com

An FHA loan specialist in Hawthorne New Jersey helps homebuyers navigate FHA insured mortgages. These loans require a minimum down payment of 3.5 percent and are popular in New Jersey for first time buyers. A local specialist can explain New Jersey specific rules such as the state required home inspection and flood zone disclosures.

What Does a FHA Loan Specialist in Hawthorne Cost?

Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 percent of the loan amount and third party fees for appraisal and credit report. Appraisal fees in Hawthorne range from $500 to $700. Closing costs for an FHA loan in New Jersey usually total 3 to 5 percent of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the credit score requirements for an FHA loan in Hawthorne New Jersey?

FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but need a 10 percent down payment. New Jersey lenders may have their own overlays so check with a local specialist.

Are there New Jersey specific limits for FHA loan amounts in Hawthorne?

Yes FHA loan limits vary by county. For Passaic County where Hawthorne is located the 2025 single family home limit is typically around $498,257. A local specialist can confirm the exact current limit for your property.

FHA Loan Specialists in Other New Jersey Cities

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New Jersey.

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