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Compare fha loan specialists in Hoboken. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Hoboken, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 12 fha loan specialists in Hoboken, NJ
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An FHA loan specialist in Hoboken New Jersey helps home buyers and homeowners navigate government backed mortgages. New Jersey law requires FHA loans to meet specific property standards and borrower qualifications. Hoboken residents often use FHA loans for first time home purchases or refinancing in this high cost urban market.
What Does a FHA Loan Specialist in Hoboken Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 to 2 percent of the loan amount and third party fees for appraisal credit report and title search. Total closing costs often range from 3000 to 8000 dollars for a standard FHA loan in Hoboken. Costs vary based on loan size property type and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Hoboken?
An FHA loan specialist guides you through the FHA loan process including credit checks income verification and property appraisal. They ensure your loan meets New Jersey and federal FHA requirements. They also help you understand local closing costs and mortgage insurance premiums.
What are the FHA loan limits for Hoboken New Jersey?
For 2025 the FHA loan limit for a single family home in Hudson County New Jersey is 498257 dollars. This limit applies to Hoboken and adjusts annually based on local median home prices. Loans above this amount require a jumbo or conventional mortgage.
Do I need a special license to be an FHA loan specialist in New Jersey?
Yes FHA loan specialists in New Jersey must hold a valid mortgage loan originator license through the New Jersey Department of Banking and Insurance. They must also complete annual continuing education on federal and state lending laws including New Jersey specific regulations.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.