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Find FHA Loan Specialists in Keyport, NJ

Browse fha loan specialists serving Keyport, New Jersey. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Keyport, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in Keyport, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Plus Inc.
62 NJ-36 2nd floor, Keyport, NJ 07735
7324970206
RARITAN COMMERCIAL LLC
231 Atlantic St, Keyport, NJ 07735
7322751600
Stephen Gross at AnnieMac Home Mortgage
43 Main St, Keyport, NJ 07735
7329779750

An FHA loan specialist in Keyport, New Jersey can help you navigate the Federal Housing Administration loan process. New Jersey has specific property condition requirements and maximum loan limits that vary by county. Keyport buyers often use FHA loans for its lower down payment options and flexible credit guidelines.

What Does a FHA Loan Specialist in Keyport Cost?

Typical costs for an FHA loan specialist in New Jersey include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85%. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Keyport New Jersey?
FHA loan limits in Keyport follow the limits for Monmouth County. For 2025, the standard limit for a single-family home is $524,225. High-cost area limits may apply for certain parts of the county.
Do FHA loans in New Jersey require a special inspection?
Yes, FHA loans require an appraisal by an FHA-approved appraiser. The appraiser checks for safety, security, and soundness issues. New Jersey also requires a termite inspection in most cases.
How long does an FHA loan process take in New Jersey?
The typical FHA loan process in New Jersey takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs or if appraisal issues arise. New Jersey law requires a three-day right of rescission for refinances.