Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 7 fha loan specialists in Madison, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Arcelay Lending Team at Crown Home Mortgage
210 Main St #2b, Madison, NJ 07940
9733393019
Matt Keane at Rate (NMLS #12966)
14 Main St Suite 140, Madison, NJ 07940
9732956478
Kevin Keane at Rate (NMLS #89852)
14 Main St Suite 140, Madison, NJ 07940
7325473682
Brian DiVito at Rate (NMLS #274474)
14 Main St Suite 140, Madison, NJ 07940
7325270699
Lori Neuhauser at Rate (NMLS #460200)
14 Main St Suite 140, Madison, NJ 07940
7322430421
Rate
14 Main St Suite 140, Madison, NJ 07940
9732956478
Carlos Zuniga - Chase Home Lending Advisor - NMLS ID 70042
2 Waverly Pl, Madison, NJ 07940
9733772969
What Does a FHA Loan Specialist in Madison Cost?
Typical costs for an FHA loan specialist in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.0 percent of the loan amount. Third party costs such as appraisal title and recording fees add $3,000 to $5,000. These costs vary by lender and property. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Madison do?
An FHA loan specialist guides you through the FHA loan process from pre approval to closing. They help you understand New Jersey specific requirements such as property appraisal standards and mortgage insurance premiums. They also coordinate with local lenders and real estate agents in Madison.
What are the FHA loan limits for Madison New Jersey?
For 2025 the FHA loan limit for a single family home in Morris County including Madison is $498,257. Higher limits apply for duplexes triplexes and four unit properties. These limits are set by the U.S. Department of Housing and Urban Development and are adjusted annually.
How long does an FHA loan closing take in New Jersey?
A typical FHA loan closing in New Jersey takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs required by the FHA appraisal. New Jersey law requires a three day right of rescission for refinances but not for purchase loans.