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Compare fha loan specialists in Margate City. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Margate City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in Margate City, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stephen Bachman at CrossCountry Mortgage
9200 Ventnor Ave First Floor, Margate City, NJ 08402
6106012086
The Mortgage People Margate City
9207 Ventnor Ave, Margate City, NJ 08402
6404000236
Anthony Moore at CrossCountry Mortgage
9200 Ventnor Ave First Floor, Margate City, NJ 08402
8777731226
FHA loan specialists in Margate City, New Jersey help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in Atlantic County due to lower down payment requirements and flexible credit guidelines. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance.
What Does a FHA Loan Specialist in Margate City Cost?
Typical costs for an FHA loan in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 percent to 0.85 percent depending on loan term and loan-to-value ratio. Closing costs generally range from 2 to 5 percent of the purchase price. Appraisal fees in Margate City average $500 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum down payment for an FHA loan in Margate City?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Are there FHA loan limits for Margate City New Jersey?
Yes, FHA loan limits vary by county. For Atlantic County in 2025, the standard FHA loan limit for a single-family home is $498,257. High-cost area limits may apply for certain parts of Margate City.
What documents do I need to apply for an FHA loan in New Jersey?
You will need pay stubs, W-2 forms, tax returns from the last two years, bank statements, and proof of employment. Self-employed borrowers must also provide profit and loss statements. A valid New Jersey drivers license or state ID is required.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.