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Browse fha loan specialists serving Metuchen, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Metuchen, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Metuchen, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Belal Khalid at Guaranteed Rate Affinity
40 Middlesex Ave, Metuchen, NJ 08840
7328414924
United Mortgage Mart Inc
20 Highland Ave # 3E, Metuchen, NJ 08840
7325169330
An FHA loan specialist in Metuchen New Jersey can help you navigate the Federal Housing Administration loan process. New Jersey has specific property tax and insurance requirements that affect FHA loans. Local specialists understand the Middlesex County housing market and can guide you through the application.
What Does a FHA Loan Specialist in Metuchen Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 0.5 to 1.5 percent of the loan amount and third party fees for appraisal and credit report. Appraisal fees in Metuchen range from $500 to $800. Closing costs total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Metuchen?
The minimum FHA credit score is 500 with a 10 percent down payment or 580 with a 3.5 percent down payment. New Jersey lenders may have their own overlays so check with a local specialist.
What are the FHA loan limits for Metuchen New Jersey?
For 2024 the FHA loan limit for a single family home in Middlesex County is $1,149,825. This high limit reflects the area cost of living and applies to Metuchen properties.
Do I need New Jersey specific mortgage insurance for an FHA loan?
Yes FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP. New Jersey does not have state specific MIP but local tax rates affect your total payment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.