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Looking for a fha loan specialist in Monmouth Beach? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Monmouth Beach, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Monmouth Beach, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sea View Mortgage
27 Beach Rd #5a, Monmouth Beach, NJ 07750
7324434859
Gary Fish-SeaView Mortgage
27 Beach Rd #5a, Monmouth Beach, NJ 07750
7325805667
An FHA loan specialist in Monmouth Beach, New Jersey can guide you through the process of securing a government-backed mortgage. New Jersey law requires all loan originators to be licensed through the New Jersey Department of Banking and Insurance. Working with a local specialist helps you navigate Monmouth County property values and FHA loan limits.
What Does a FHA Loan Specialist in Monmouth Beach Cost?
Typical costs for an FHA loan specialist in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.55 to 0.85 percent. Lender origination fees usually range from 1,000 to 3,000 dollars. Appraisal and credit report fees add 400 to 700 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Monmouth Beach?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit, income, and property eligibility. They also ensure the loan meets New Jersey specific requirements for owner occupancy and property condition.
What are the FHA loan limits for Monmouth Beach New Jersey?
For 2024, the FHA loan limit for a single family home in Monmouth County is 498,257 dollars. This limit applies to Monmouth Beach as part of the county. Higher limits may apply for duplexes or larger properties.
Do I need a special license to be an FHA loan specialist in New Jersey?
Yes. All mortgage loan originators in New Jersey must hold a valid license from the New Jersey Department of Banking and Insurance. They must also complete annual continuing education. This ensures they follow state and federal lending laws.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.