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Compare fha loan specialists in Neptune Township. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Neptune Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in Neptune Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Neptune, NJ
3301 NJ-66 building c ste 204, Neptune Township, NJ 07753
7324836901
Leo Sanchez, Mortgage Lender NMLS #892207
3600 NJ-66 #150, Neptune Township, NJ 07753
2013147128
Chase Mortgage
3550 NJ-66, Neptune Township, NJ 07753
7329220797
An FHA loan specialist in Neptune Township, New Jersey helps homebuyers navigate FHA-insured mortgages. These loans are popular in Monmouth County due to lower down payment requirements. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance.
What Does a FHA Loan Specialist in Neptune Township Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 percent to 1.5 percent of the loan amount. The upfront mortgage insurance premium is 1.75 percent of the loan, and annual mortgage insurance premiums range from 0.45 percent to 1.05 percent. Appraisal fees in Neptune Township are usually $500 to $700. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Neptune Township?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Each lender sets its own requirements within FHA guidelines.
How long does an FHA loan closing take in New Jersey?
An FHA loan closing in New Jersey usually takes 30 to 45 days from application. This timeline includes appraisal, underwriting, and final approval. Delays can occur if additional documentation is needed.
Are there New Jersey specific FHA loan limits for Neptune Township?
Yes, FHA loan limits vary by county. For Monmouth County in 2025, the FHA loan limit for a single family home is $557,750. Higher limits apply for multi unit properties. Check the HUD website for current limits.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.