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Directory of fha loan specialists in Piscataway, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Piscataway, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 7 fha loan specialists in Piscataway, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Petra Cephas: Residential Mortgage Brokers
6 Wills Way Building 2, Piscataway, NJ 08854
7328731365
Paul Singh, Residential Mortgage Broker – Petra Cephas | NMLS 406332
6 Wills Way Building 2, Piscataway, NJ 08854
8565039396
Denise Marquez Mortgage Advisor
6 Wills Way Building 2, Piscataway, NJ 08854
2014567475
Tom Abbate with Petra Cephas: Residential Mortgage Brokers
6 Wills Way Building 2, Piscataway, NJ 08854
7326828268
Edge Home Finance - Sapan Patel
31 Stelton Rd STE 1, Piscataway, NJ 08854
7323338721
Aaliyah Boyd “The Mortgage Plug”
6 Wills Way Building 2, Piscataway, NJ 08854
9085295999
Timothy Maxwell | MLB Residential Lending, LLC
242 Old New Brunswick Rd B Suite 415, Piscataway, NJ 08854
7324336040
FHA loan specialists in Piscataway help homebuyers and homeowners navigate FHA insured mortgages. These loans are popular in New Jersey due to lower down payment requirements and flexible credit standards. Specialists in Middlesex County understand local property values and New Jersey specific regulations such as the state required home inspection and lead paint disclosure for older homes.
What Does a FHA Loan Specialist in Piscataway Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent depending on loan terms and down payment. Other costs include appraisal fees around $500 to $700 and title fees of $1,000 to $2,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Piscataway do?
An FHA loan specialist guides you through the FHA loan process from pre approval to closing. They help you understand FHA requirements such as the 3.5 percent minimum down payment and the 580 minimum credit score. They also assist with New Jersey specific requirements like flood zone determinations and property condition standards.
What are the FHA loan limits for Piscataway New Jersey?
For 2025 the FHA loan limit for a single family home in Middlesex County is typically around $498,257. This amount can change each year based on median home prices. A specialist can confirm the current limit for your specific loan type.
How long does the FHA loan process take in New Jersey?
The typical FHA loan process in New Jersey takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs required by the FHA appraisal. New Jersey law requires a 3 day right of rescission for refinances which adds to the timeline.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.