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Find FHA Loan Specialists Near You in Princeton Junction, NJ
Compare fha loan specialists in Princeton Junction. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Princeton Junction, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Princeton Junction, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Steven Egan at Guaranteed Rate Affinity (NMLS #226023)
An FHA loan specialist in Princeton Junction New Jersey can guide you through the process of obtaining a Federal Housing Administration insured mortgage. New Jersey law requires all loan originators to be licensed with the New Jersey Department of Banking and Insurance. Specialists familiar with Mercer County can help you understand local property tax assessments and New Jersey specific FHA loan limits.
What Does a FHA Loan Specialist in Princeton Junction Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Additional costs may include appraisal fees around $500 to $700 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Princeton Junction?
An FHA loan specialist helps borrowers apply for FHA insured mortgages. They review your financial documents, explain New Jersey specific loan limits, and guide you through the underwriting process. They also ensure your loan meets FHA and New Jersey regulatory requirements.
What are the FHA loan limits for Mercer County New Jersey?
For 2024 the FHA loan limit for a single family home in Mercer County New Jersey is $498,257. Higher limits apply for multi unit properties. A specialist can confirm the current limits for your specific property type.
How long does the FHA loan process take in New Jersey?
The typical FHA loan process in New Jersey takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed. Your specialist will keep you updated on timelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.