Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 16 fha loan specialists in Shrewsbury, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jerry DeMaio at CrossCountry Mortgage
494 Sycamore Ave Suite 200, Shrewsbury, NJ 07702
7323514652
Luminate Bank - Shrewsbury Branch
39 Ave at the Cmns, Shrewsbury, NJ 07702
7323899898
Mortgage Now Inc
1161 Broad St Suite 212, Shrewsbury, NJ 07702
7324600888
Brenden Kipnis, NMLS #2293848
499 Broad St, Shrewsbury, NJ 07702
9084158618
loanDepot
1030 Broad St #101, Shrewsbury, NJ 07702
7325927136
Michael C Silvestri at CrossCountry Mortgage
494 Sycamore Ave Suite 200, Shrewsbury, NJ 07702
2128149632
loanDepot I Sal Moschitta I NMLS#460197
1030 Broad St #101, Shrewsbury, NJ 07702
7322610278
David Baum at CrossCountry Mortgage
494 Sycamore Ave Suite 200, Shrewsbury, NJ 07702
7328534969
Adam Lessing | Loan Depot
1040 Broad St Suite 201, Shrewsbury, NJ 07702
7328070611
Andrew Savoca at CrossCountry Mortgage
39 Ave at the Cmns, Shrewsbury, NJ 07702
7327424951
Avery Walsh | Mortgage Lender | loanDepot
499 Broad St Suite 100A, Shrewsbury, NJ 07702
7327490605
Raymond Morgan at CrossCountry Mortgage
494 Sycamore Ave Suite 200, Shrewsbury, NJ 07702
7322009082
Loan Depot - Rodney Melao
1030 Broad St, Shrewsbury, NJ 07702
9082475633
Michael Beagan at CrossCountry Mortgage, LLC
494 Sycamore Ave Suite 200, Shrewsbury, NJ 07702
9086015591
Michelle Coleman, NMLS #223240
499 Broad St Suite 100A, Shrewsbury, NJ 07702
7325390016
United Home Financing
the Common, 179 Ave at the Cmns Suite 2, Room A, Shrewsbury, NJ 07702
9083738395
What Does a FHA Loan Specialist in Shrewsbury Cost?
FHA loan specialist fees in New Jersey typically range from 1 to 2 percent of the loan amount, paid at closing. The upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual mortgage insurance premiums vary from 0.45 to 1.05 percent depending on loan terms. Additional costs include appraisal fees around $500 to $700 and title services. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Shrewsbury New Jersey?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Your specialist can review your specific situation.
Are there New Jersey specific limits for FHA loans in Shrewsbury?
Yes, FHA loan limits vary by county. For Monmouth County where Shrewsbury is located, the 2024 limit for a single-family home is typically around $498,257 for standard loans. Higher limits apply for duplexes and larger properties.
How long does the FHA loan process take in New Jersey?
The typical FHA loan process in New Jersey takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs under FHA guidelines.