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Looking for a fha loan specialist in Woodbridge? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Woodbridge, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 fha loan specialists in Woodbridge, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Woodbridge, New Jersey, can help you navigate the Federal Housing Administration loan process. New Jersey has specific property standards and mortgage insurance requirements that differ from other states. Working with a local specialist ensures you understand state-specific rules like the New Jersey Fair Foreclosure Act.
What Does a FHA Loan Specialist in Woodbridge Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1% of the loan amount, plus third party fees for appraisal and credit report. Appraisal fees range from $500 to $700. The upfront mortgage insurance premium is 1.75% of the loan amount, and annual mortgage insurance costs 0.55% of the loan balance. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Woodbridge do?
An FHA loan specialist guides you through the FHA loan application, from credit checks to property appraisals. They help you meet New Jersey specific requirements, such as the state mandated home inspection for older homes. They also assist with documentation for New Jersey first time home buyer programs.
What are the FHA loan limits for Woodbridge New Jersey?
For 2024, the FHA loan limit for a single family home in Middlesex County, which includes Woodbridge, is $1,149,825. This is higher than the standard limit due to the area being a high cost county. Limits are updated annually by the Department of Housing and Urban Development.
How long does it take to close an FHA loan in New Jersey?
A typical FHA loan in New Jersey closes in 30 to 45 days. Delays can occur if the property requires repairs to meet FHA minimum property standards. New Jersey law requires a 3 day right of rescission after signing the loan documents.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.