Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 9 fha loan specialists in Carlsbad, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
410 N Canal St, Carlsbad, NM 88220
5752341347
LoanMax Title Loans
1117 W Pierce St, Carlsbad, NM 88220
5758878379
Sun Loan Company
208 W Luckey St, Carlsbad, NM 88220
5758873620
Pioneer Bank
111 N Canal St, Carlsbad, NM 88220
5758857474
Academy Mortgage - Carlsbad
207 W McKay St, Carlsbad, NM 88220
5759887001
Evergreen Home Loans Carlsbad NMLS 2705023
115 S Canyon St, Carlsbad, NM 88220
5756896193
Donna Cline
207 W McKay St, Carlsbad, NM 88220
5056815441
Pacific Wholesale Mortgage
N Canal St, Carlsbad, NM 88220
9163057654
Emily Priestley
207 W McKay St, Carlsbad, NM 88220
6412290979
What Does a FHA Loan Specialist in Carlsbad Cost?
Typical costs for an FHA loan specialist in New Mexico include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium of 1.75% of the loan. Closing costs in Carlsbad generally range from 2% to 5% of the purchase price. These costs can vary based on the lender and the borrower credit profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Carlsbad New Mexico?
For 2025 the FHA loan limit for a single-family home in Eddy County is typically around $498,257. This amount can change annually based on the county median home price.
Do I need a special license to be an FHA loan specialist in New Mexico?
Yes. In New Mexico all mortgage loan originators must hold a valid license from the New Mexico Regulation and Licensing Department. They must also complete annual continuing education and pass a background check.
How long does an FHA loan approval take in Carlsbad?
Typical FHA loan approval in New Mexico takes 30 to 45 days from application to closing. Delays can occur if property appraisals require repairs or if documentation is incomplete.