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Find FHA Loan Specialists Near You in Farmington, NM
Compare fha loan specialists in Farmington. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Farmington, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 17 fha loan specialists in Farmington, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Farmington, New Mexico help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. New Mexico law requires all mortgage loan originators to be licensed through the New Mexico Regulation and Licensing Department. Local specialists understand the Farmington housing market and can guide you through FHA loan limits specific to San Juan County.
What Does a FHA Loan Specialist in Farmington Cost?
Typical costs for FHA loan services in New Mexico include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Additional costs include appraisal fees around $500 to $700 and title insurance fees varying by county. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Farmington New Mexico?
For 2025, the FHA loan limit for a single-family home in San Juan County is $498,257. This amount applies to most areas in Farmington and surrounding communities.
Do I need a special license to be an FHA loan specialist in New Mexico?
Yes, all mortgage loan originators in New Mexico must hold a state license through the New Mexico Regulation and Licensing Department. They must also complete annual continuing education on federal and state lending laws.
What is the minimum down payment for an FHA loan in New Mexico?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price for borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.