Find FHA Loan Specialists Near You in Bayside, NY
Directory of fha loan specialists in Bayside, New York. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 2 fha loan specialists in Bayside, NY
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What Does a FHA Loan Specialist in Bayside Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 percent of the loan amount, plus appraisal fees of $500 to $700. Upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual MIP ranges from 0.45 to 1.05 percent. Closing costs in Queens County average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Bayside New York?
For 2025, the FHA loan limit for a single-family home in Queens County including Bayside is $1,149,825. This high limit reflects the area's elevated home prices. Limits are updated annually by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in New York?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. New York lenders may have their own overlays above these minimums.