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Looking for a fha loan specialist in Bayside? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Bayside, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in Bayside, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Kaye - CMG Home Loans
42-40 Bell Blvd, Bayside, NY 11361
7185649511
Chase Home Lending
23-98 Bell Blvd, Bayside, NY 11360
7182797737
FHA loan specialists in Bayside, New York help homebuyers secure government-backed mortgages with lower down payments. New York law requires all mortgage loan originators to be licensed through the Department of Financial Services. Local specialists understand Queens County property values and can guide you through FHA loan limits specific to the New York City area.
What Does a FHA Loan Specialist in Bayside Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 percent of the loan amount, plus appraisal fees of $500 to $700. Upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual MIP ranges from 0.45 to 1.05 percent. Closing costs in Queens County average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Bayside New York?
For 2025, the FHA loan limit for a single-family home in Queens County including Bayside is $1,149,825. This high limit reflects the area's elevated home prices. Limits are updated annually by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in New York?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. New York lenders may have their own overlays above these minimums.
How long does an FHA loan process take in Bayside?
A typical FHA loan in New York takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs required by the FHA appraisal. New York law requires a 3-day right of rescission for refinances but not for purchase loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.