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Browse fha loan specialists serving Beacon, New York. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Beacon, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 fha loan specialists in Beacon, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edward Jones - Financial Advisor: Thomas J Geoghegan, CFP®
284 Main St, Beacon, NY 12508
8458310507
Walden Savings Bank
554 Main St, Beacon, NY 12508
8454578255
Local Lending Company, LLC
68 E Main St, Beacon, NY 12508
8006738201
Chase Home Lending
404 Main St, Beacon, NY 12508
3472607876
An FHA loan specialist in Beacon, New York can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. These loans are popular for first-time homebuyers and those with lower credit scores. New York law requires all mortgage loan originators to be licensed through the Department of Financial Services, ensuring your specialist meets state standards.
What Does a FHA Loan Specialist in Beacon Cost?
Typical costs for an FHA loan specialist in New York include an origination fee, which is usually 1% of the loan amount. Appraisal fees range from $500 to $700. The FHA also charges an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on the loan term and down payment. These costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Beacon do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify, and complete the application. They also explain New York-specific rules, such as the state's mortgage recording tax and required disclosures.
What are the FHA loan limits for Beacon New York?
For 2025, the FHA loan limit for a single-family home in Dutchess County, which includes Beacon, is $524,225 for a standard loan. Higher limits apply for multi-unit properties.
Do I need a special license to work with an FHA loan specialist in New York?
Yes. All mortgage loan originators in New York must be licensed by the New York State Department of Financial Services under Article 12-D of the Banking Law. You can verify a specialist license on the NMLS Consumer Access website.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.