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Compare fha loan specialists in Bedford. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Bedford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 fha loan specialists in Bedford, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pyramid Capital Group Inc
26 Village Green, Bedford, NY 10506
9142195550
Chase Home Lending
420 Old Post Rd, Bedford, NY 10506
9145237582
DE Capital Mortgage
438 Old Post Rd #101, Bedford, NY 10506
9142344590
David Kossow - Chase Home Lending Advisor - NMLS ID 429833
420 Old Post Rd, Bedford, NY 10506
9145237582
An FHA loan specialist in Bedford New York helps homebuyers navigate FHA-insured mortgages. These loans are popular in Westchester County due to lower down payment requirements and flexible credit guidelines. New York law requires all mortgage loan originators to be licensed through the New York State Department of Financial Services.
What Does a FHA Loan Specialist in Bedford Cost?
Typical costs for FHA loan specialist services in New York include an origination fee of 1 to 2 percent of the loan amount and third-party fees such as appraisal ($500 to $800) and credit report ($30 to $50). The upfront mortgage insurance premium is 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Bedford New York in 2024?
For 2024 the FHA loan limit for a single-family home in Westchester County is $1,149,825. This high limit reflects the area median home price in Bedford and surrounding communities.
Do FHA loans require a specific credit score in New York?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Lenders in New York may set their own overlays above these minimums.
What closing costs can I expect for an FHA loan in Bedford?
Closing costs for an FHA loan in New York typically range from 3 to 6 percent of the loan amount. These costs include the upfront mortgage insurance premium of 1.75 percent of the base loan amount, appraisal fees, and title insurance. New York law requires an attorney review for all real estate transactions.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.