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Compare FHA Loan Specialists in Catskill, NY

Compare fha loan specialists in Catskill. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Catskill, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 fha loan specialists in Catskill, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestead Funding Corp: Courtney B. Parish | NMLS# 56395
175 Water St Suite 5, Catskill, NY 12414
5185273650
Laura Staerker at Rate (NMLS #58016)
335 Main St Office 1 & 2, Catskill, NY 12414
5183507721
Homestead Funding Corp: Erika Dombek | NMLS# 2274597
175 Water St, Catskill, NY 12414
5184075106
Homestead Funding Corp. – Catskill
175 Water St Suite 5, Catskill, NY 12414
5189433714

An FHA loan specialist in Catskill New York helps homebuyers secure government-backed mortgages with lower down payments. New York law requires all mortgage loan originators to be licensed through the Department of Financial Services. Local specialists understand the unique housing market in Greene County and can guide you through FHA loan limits for the area.

What Does a FHA Loan Specialist in Catskill Cost?

Typical costs for an FHA loan specialist in New York include an origination fee of 1% to 1.5% of the loan amount. The upfront mortgage insurance premium is 1.75% of the loan amount and can be financed into the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Closing costs in New York usually total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Catskill New York?
For 2024 the FHA loan limit for a single-family home in Greene County is $498,257. This amount can change each year based on the local median home price.
Do I need a special license to work with an FHA loan specialist in New York?
Yes. In New York all mortgage loan originators must be licensed by the New York State Department of Financial Services under Article 12-D of the Banking Law. You can verify a specialist license on the DFS website.
What documents do I need for an FHA loan application in New York?
You need proof of income like W-2 forms and pay stubs, tax returns for the last two years, bank statements, and a valid government ID. New York also requires a property appraisal from an FHA-approved appraiser.