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Directory of fha loan specialists in Cicero, New York. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Cicero, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 fha loan specialists in Cicero, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Antwaun Johnson at Sidney Federal Credit Union (NMLS #2285205)
8062 Brewerton Rd, Cicero, NY 13039
3158076707
OneMain Financial
6195 NY-31 #8, Cicero, NY 13039
3156994950
Chase Mortgage
7888 Brewerton Rd, Cicero, NY 13039
3154525816
An FHA loan specialist in Cicero, New York can help you navigate the Federal Housing Administration loan process. These loans are popular in Onondaga County for first-time homebuyers and those with lower credit scores. New York State law requires all mortgage loan originators to be licensed through the Department of Financial Services, so your specialist must hold a valid license.
What Does a FHA Loan Specialist in Cicero Cost?
Typical costs for an FHA loan in New York include the upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Closing costs in Cicero generally range from 2 to 5 percent of the purchase price. Other fees may include appraisal, credit report, and origination fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Cicero New York?
For 2025, the FHA loan limit for a single-family home in Onondaga County, including Cicero, is $524,225. This amount is set by the Department of Housing and Urban Development and can change annually.
What credit score is needed for an FHA loan in New York?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify but must put down 10 percent. Your specialist can review your specific situation.
How long does the FHA loan process take in New York?
The typical FHA loan process in New York takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs to meet FHA standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.