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Compare fha loan specialists in Cortlandt Manor. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Cortlandt Manor, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in Cortlandt Manor, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Mortgage Company, Inc.
2 Robbie Rd, Cortlandt Manor, NY 10567
8774786562
A.S.A.P. Mortgage Corp.
3565 Crompond Rd, Cortlandt Manor, NY 10567
9149301110
FHA loan specialists in Cortlandt Manor, New York help homebuyers navigate FHA-insured mortgages, which are popular for their lower down payment requirements. New York law requires all mortgage loan originators to be licensed through the New York State Department of Financial Services. Working with a local specialist ensures you understand both federal FHA guidelines and New York specific property and tax rules.
What Does a FHA Loan Specialist in Cortlandt Manor Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 percent to 2 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Additional costs may include appraisal fees around $500 to $700 and credit report fees of $30 to $50. Total closing costs in New York often range from 3 percent to 6 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Cortlandt Manor do?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand FHA requirements, such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium. In New York, they also ensure compliance with state specific property condition and appraisal standards.
What are the FHA loan limits for Cortlandt Manor New York?
FHA loan limits in Westchester County, which includes Cortlandt Manor, are set annually by the Department of Housing and Urban Development. For 2024, the single family home limit is typically around $1,149,825 for high cost areas. A local specialist can confirm the current limit for your specific property.
Do I need a New York licensed FHA loan specialist?
Yes, New York State requires all mortgage loan originators to hold a valid license from the New York State Department of Financial Services. A licensed specialist in Cortlandt Manor understands both federal FHA rules and New York specific laws, such as the state's mortgage recording tax and foreclosure procedures.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.