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Find FHA Loan Specialists in Deer Park, NY

Compare fha loan specialists in Deer Park. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Deer Park, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in Deer Park, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advantage Home Lenders
2137 Deer Park Ave suite b, Deer Park, NY 11729
6317360419
Sequoia Agency LLC
2061 Deer Park Ave #7, Deer Park, NY 11729
6466411111

An FHA loan specialist in Deer Park, New York helps homebuyers secure mortgages insured by the Federal Housing Administration. These loans often require a lower down payment and more flexible credit standards than conventional loans. In New York, FHA loans must comply with state-specific property appraisal and disclosure rules, including the New York State Property Condition Disclosure Act.

What Does a FHA Loan Specialist in Deer Park Cost?

Typical costs for an FHA loan in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Deer Park generally range from 2 to 5 percent of the purchase price, covering appraisal, title insurance, and lender fees. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the basic FHA loan requirements in New York?
Borrowers need a minimum credit score of 580 for a 3.5 percent down payment. The property must meet FHA safety and appraisal standards. New York also requires a home inspection report and lead-based paint disclosure for homes built before 1978.
How do I find an FHA loan specialist in Deer Park?
You can search for approved lenders through the U.S. Department of Housing and Urban Development website. Local banks and mortgage brokers in Deer Park often have specialists familiar with Suffolk County property values and New York closing procedures.
What is the maximum FHA loan limit for Deer Park New York?
For 2025, the FHA loan limit for a single-family home in Suffolk County is $1,149,825. This high limit reflects the area's elevated home prices. Limits are updated annually by HUD based on local median prices.