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Showing 2 fha loan specialists in Dobbs Ferry, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
loanDepot
91 Main St, Dobbs Ferry, NY 10522
5085919222
Chase Home Lending
12 Ashford Ave, Dobbs Ferry, NY 10522
2484767456
What Does a FHA Loan Specialist in Dobbs Ferry Cost?
Typical costs for an FHA loan specialist in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in New York average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Dobbs Ferry do?
An FHA loan specialist guides you through the FHA mortgage process. They help with credit requirements, down payment rules, and property eligibility. They also ensure compliance with New York state lending laws.
What are the FHA loan limits for Dobbs Ferry New York?
FHA loan limits for Westchester County including Dobbs Ferry are higher than standard limits due to high housing costs. For 2025 the single-family limit is around $1,149,825. A specialist can confirm current limits.
How long does the FHA loan process take in New York?
The typical FHA loan process in New York takes 30 to 45 days. New York law requires a 10 day right of rescission for refinances. Delays can occur if property appraisals or document reviews take longer.