FHA Loan Specialists in East Aurora, NY
Compare fha loan specialists in East Aurora. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of New York before hiring.
Showing 2 fha loan specialists in East Aurora, NY
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What Does a FHA Loan Specialist in East Aurora Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1% of the loan amount, an upfront mortgage insurance premium of 1.75% of the base loan amount, and annual mortgage insurance premiums of 0.55% to 0.85%. Appraisal fees in East Aurora range from $500 to $700. Additional costs may include credit report fees and title insurance. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in East Aurora do?
An FHA loan specialist helps you apply for a loan insured by the Federal Housing Administration. They guide you through credit requirements, down payment options, and property eligibility. In New York, they must also ensure compliance with state-specific closing procedures.
What are the FHA loan limits for East Aurora New York?
For 2025, the FHA loan limit for a single-family home in Erie County is $498,257. This limit applies to East Aurora as part of the Buffalo-Cheektowaga metropolitan area. Higher limits may apply for multi-unit properties.