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Looking for a fha loan specialist in Hamburg? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Hamburg, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 fha loan specialists in Hamburg, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Solutions Home Mortgage Inc.
60 Main St Suite 3, Hamburg, NY 14075
7166468584
Howard Hanna Hamburg
3674 Commerce Pl, Hamburg, NY 14075
7166487700
Harbortown Financial Group LLC.
190 Sunset Dr Suite #3 & #5, Hamburg, NY 14075
7163563300
G F Brooks Associates
108 Main St, Hamburg, NY 14075
7166483260
An FHA loan specialist in Hamburg, New York can guide you through the Federal Housing Administration loan process. New York has specific property condition requirements and mortgage recording tax rules that affect FHA loans. A local specialist understands these state laws and can help you secure financing for a home in Erie County.
What Does a FHA Loan Specialist in Hamburg Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 to 2 percent of the loan amount. You may also pay for an appraisal which costs between $500 and $700 in the Hamburg area. Additional costs include credit report fees of $30 to $50 and title insurance which varies by property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Hamburg New York?
For 2024, the FHA loan limit for a single-family home in Erie County is $498,257. This limit applies to Hamburg and is set by the U.S. Department of Housing and Urban Development. Higher limits may apply for multi-unit properties.
Do I need a special license to be an FHA loan specialist in New York?
Yes, loan originators in New York must hold a valid license from the New York State Department of Financial Services. They must also complete annual continuing education and pass a background check. This applies to all mortgage professionals including FHA specialists.
What is the minimum down payment for an FHA loan in New York?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your score is between 500 and 579, you may need a 10 percent down payment. These rules apply nationwide including New York.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.