Find FHA Loan Specialists in Hampton Bays, NY
Directory of fha loan specialists in Hampton Bays, New York. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 2 fha loan specialists in Hampton Bays, NY
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What Does a FHA Loan Specialist in Hampton Bays Cost?
Typical costs for FHA loan specialist services in New York include an origination fee of up to 1.0 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan terms. Additional costs may include appraisal fees of 500 to 700 dollars and credit report fees of 30 to 50 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Hampton Bays do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a mortgage, and submit your application. They also advise on New York-specific rules, such as property appraisal standards and local down payment assistance programs.
What are the FHA loan limits for Hampton Bays in 2025?
For 2025, the FHA loan limit for a single-family home in Suffolk County, which includes Hampton Bays, is typically around $1,149,825 for high-cost areas. Your specialist can confirm the exact limit for your specific property.