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Find FHA Loan Specialists in Hudson, NY

Browse fha loan specialists serving Hudson, New York. Contact information and addresses listed below.

2 agents listed
Updated June 2026
Hudson, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 2 fha loan specialists in Hudson, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Valley Mortgage Company
751 Warren St, Hudson, NY 12534
(518) 828-0185 valleymortgage.com
First Hudson Mortgage
20 King Arthur Way, Hudson, NY 12534
(518) 828-9981 firsthudsonmortgage.com

An FHA loan specialist in Hudson, New York can guide you through the process of obtaining a government-backed mortgage. These loans are popular for first-time homebuyers and those with lower credit scores. New York law requires all mortgage loan originators to be licensed through the Department of Financial Services, ensuring a standard of professional conduct.

What Does a FHA Loan Specialist in Hudson Cost?

Typical costs for working with an FHA loan specialist in New York include an origination fee of 1 percent of the loan amount, plus third-party fees for appraisal, credit report, and title search. These fees often total between $3,000 and $6,000 for a standard purchase. The specialist may also charge a flat fee of $500 to $1,000 for consulting services. Note that this is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Hudson, New York in 2025?
For 2025, the FHA loan limit for a single-family home in Columbia County, where Hudson is located, is $524,225. This amount applies to standard FHA loans and may be higher for multifamily properties or high-cost areas.
What are the minimum credit score and down payment requirements for an FHA loan in New York?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. If your credit score is between 500 and 579, you may still qualify but will need a 10 percent down payment. New York state does not impose additional credit score requirements beyond the federal FHA guidelines.

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