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Directory of fha loan specialists in Jamestown, New York. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Jamestown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 11 fha loan specialists in Jamestown, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dennis Finnerty Home Inspection Services
3250 Baker St, Jamestown, NY 14701
7163388344
Real Estate Advantage
800 Fairmount Ave, Jamestown, NY 14701
7164842020
PrimeLending, A PlainsCapital Company - Jamestown
800 Fairmount Ave E Suite 1, Jamestown, NY 14701
7164287114
Community Bank, N.A.
25 S Main St, Jamestown, NY 14701
7166642014
Jamestown Area Community FCU
915 E 2nd St, Jamestown, NY 14701
7164831650
Merrill Lynch Wealth Management
55 Southwestern Dr 1st Floor, Jamestown, NY 14701
7164852775
Falcon Financial Advisors
120 W 3rd St Suite 117, Jamestown, NY 14701
7164846192
Personal & Home Development
302 E 2nd St, Jamestown, NY 14701
7164893008
Merrill Lynch Financial Advisor Derek Watkins
55 Southwestern Dr 1st Floor, Jamestown, NY 14701
7164852775
RealFi Home Funding Corp.
21 E 3rd St #248, Jamestown, NY 14701
7166613286
Stifel
777 Fairmount Ave, Jamestown, NY 14701
7167084769
FHA loan specialists in Jamestown, New York help home buyers and homeowners navigate Federal Housing Administration loans. These loans are popular in Chautauqua County for their lower down payment requirements. New York law requires all mortgage loan originators to be licensed through the New York State Department of Financial Services.
What Does a FHA Loan Specialist in Jamestown Cost?
FHA loan specialist fees in New York typically include an origination fee of 1 percent of the loan amount, plus third party costs for appraisal and credit report. Total closing costs for an FHA loan in Jamestown often range from 3 to 6 percent of the purchase price. Upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual MIP varies. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Jamestown?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for FHA insured loans. They guide you through New York specific requirements like property appraisal standards and credit score minimums.
What are the FHA loan limits for Jamestown New York?
For 2024, the FHA loan limit for a single family home in Chautauqua County is typically around $498,257. Limits are set by the Department of Housing and Urban Development and may change each year.
Do I need a New York license to work with an FHA loan specialist?
Yes, all FHA loan specialists in New York must hold a valid mortgage loan originator license from the New York State Department of Financial Services. You can verify a license on the NMLS Consumer Access website.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.