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Find FHA Loan Specialists in Katonah, NY

Looking for a fha loan specialist in Katonah? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Katonah, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in Katonah, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
140 Katonah Ave, Katonah, NY 10536
9142322427
Frank Valloni - Chase Home Lending Advisor - NMLS ID 624643
140 Katonah Ave, Katonah, NY 10536
9142322427

FHA loan specialists in Katonah help homebuyers secure government-backed mortgages with lower down payments. New York law requires lenders to follow specific disclosure rules under General Obligations Law Section 5-501. Local specialists understand the unique housing market in northern Westchester County and can guide you through FHA requirements.

What Does a FHA Loan Specialist in Katonah Cost?

Typical costs for an FHA loan specialist in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual MIP ranging from 0.45 to 1.05 percent. Origination fees usually range from 0.5 to 1.0 percent of the loan amount. Appraisal and credit report fees add several hundred dollars. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Katonah?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit, income, and property eligibility. They also ensure the loan meets New York state lending regulations.
What are the FHA loan limits for Katonah New York?
For 2025, the FHA loan limit for a single-family home in Westchester County is $1,149,825. This high limit reflects the area median home prices. Limits are set annually by the Department of Housing and Urban Development.
Do I need a special license to be an FHA loan specialist in New York?
Yes. In New York, mortgage loan originators must be licensed under the Secure and Fair Enforcement for Mortgage Licensing Act. They must also complete continuing education on New York specific lending laws.