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Find FHA Loan Specialists in Larchmont, NY

Compare fha loan specialists in Larchmont. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Larchmont, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 fha loan specialists in Larchmont, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fidelity Capital
1385 Boston Post Rd, Larchmont, NY 10538
9148339090
Chase Home Lending
125 Chatsworth Ave, Larchmont, NY 10538
6505324043
Chase Home Lending
1350 Boston Post Rd, Larchmont, NY 10538
7756834487

An FHA loan specialist in Larchmont New York can help homebuyers navigate government-backed mortgages with lower down payments. New York State requires all mortgage loan originators to be licensed under the New York Banking Law. Larchmont residents often seek FHA loans for single-family homes and condos in this Westchester County village.

What Does a FHA Loan Specialist in Larchmont Cost?

Typical costs for an FHA loan in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Larchmont often range from 2 to 5 percent of the purchase price, including appraisal fees around 500 dollars and title search fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Larchmont New York?
For 2025 the FHA loan limit for a single-family home in Westchester County is $1,149,825. This high limit reflects the area median home prices in Larchmont and surrounding communities.
Do I need a special license to work with FHA loans in New York?
Yes New York requires all mortgage loan originators to hold a valid license from the Department of Financial Services. Your FHA loan specialist must also be approved by the U.S. Department of Housing and Urban Development.
What documents do I need for an FHA loan application in Larchmont?
You need recent pay stubs, W-2 forms, tax returns for the last two years, bank statements, and proof of any other assets. New York may also require a property survey or title insurance for the closing.