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Find FHA Loan Specialists Near You in Lawrence, NY
Browse fha loan specialists serving Lawrence, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Lawrence, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in Lawrence, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
335 Rockaway Tpke, Lawrence, NY 11559
5167706719
David Ginsburg - Chase Home Lending Advisor - NMLS ID 626867
335 Rockaway Tpke, Lawrence, NY 11559
5167706719
An FHA loan specialist in Lawrence New York helps homebuyers navigate Federal Housing Administration insured loans. These loans are popular for first time buyers and those with lower credit scores. In New York, FHA loan limits vary by county; for Nassau County where Lawrence is located the 2024 limit for a single family home is $766,550. A specialist can guide you through New York specific property appraisal rules and income documentation requirements.
What Does a FHA Loan Specialist in Lawrence Cost?
Typical costs for an FHA loan in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan. Appraisal fees in Lawrence are usually $500 to $700. Closing costs in New York average 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Lawrence do?
An FHA loan specialist helps you apply for an FHA insured mortgage. They review your credit, income, and debt to see if you qualify. They also explain New York specific requirements like the state mandated mortgage recording tax.
What are the FHA loan limits in Lawrence New York?
For 2024 the FHA loan limit for a single family home in Nassau County is $766,550. Limits are higher for duplexes triplexes and four unit properties. A specialist can confirm the current limits for your specific property type.
Do I need a down payment for an FHA loan in New York?
FHA loans require a minimum down payment of 3.5 percent if your credit score is 580 or higher. If your score is between 500 and 579 you need a 10 percent down payment. New York does not have additional down payment rules beyond FHA guidelines.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.