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Looking for a fha loan specialist in Liverpool? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Liverpool, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 fha loan specialists in Liverpool, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jason Miller
225 Greenfield Pkwy Suite 115, Liverpool, NY 13088
3152447831
Chase Mortgage
424 7th N St, Liverpool, NY 13088
3154518827
Chase Mortgage
4169 Elmcrest Rd, Liverpool, NY 13090
3156524607
FHA loan specialists in Liverpool New York help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. New York State law requires all mortgage loan originators to be licensed through the Department of Financial Services. Liverpool residents benefit from local specialists who understand the Syracuse metropolitan area housing market and New York specific property tax rules.
What Does a FHA Loan Specialist in Liverpool Cost?
FHA loan specialist fees in New York typically include an origination fee of 1 to 2 percent of the loan amount. The upfront mortgage insurance premium is 1.75 percent of the loan and is usually financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and loan to value ratio. Closing costs in Liverpool generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan and how does it work in Liverpool New York?
An FHA loan is a mortgage insured by the Federal Housing Administration. In Liverpool New York it allows a down payment as low as 3.5 percent for qualified buyers. The loan is available through approved lenders who must follow New York State licensing rules.
What are the credit score requirements for an FHA loan in New York?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. New York lenders may have additional overlays beyond FHA minimums.
How much can I borrow with an FHA loan in Onondaga County?
FHA loan limits for 2024 in Onondaga County including Liverpool are set at a standard floor of $498,257 for a single family home. Higher limits apply for multi unit properties. These limits are updated annually by the Department of Housing and Urban Development.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.