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Directory of fha loan specialists in Lockport, New York. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Lockport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 fha loan specialists in Lockport, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestead Funding Corp: Mary Jo Traversone | NMLS# 589509
76 West Ave, Lockport, NY 14094
7166960036
Edward Jones - Financial Advisor: Ken Fisher
140 Main St, Lockport, NY 14094
7164382526
Homestead Funding Corp. – Lockport
76 West Ave Suite #2C, Lockport, NY 14094
7162011433
Home Equity Managemanet Llc
7431 Rochester Rd, Lockport, NY 14094
7164340116
An FHA loan specialist in Lockport New York can help you navigate the Federal Housing Administration loan process. New York law requires specific disclosures and counseling for FHA borrowers. Lockport residents often use FHA loans for first-time home purchases or refinancing in Niagara County.
What Does a FHA Loan Specialist in Lockport Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 to 1.75 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Lockport borrowers may also pay New York State mortgage recording tax of 0.80 to 1.05 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Lockport do?
An FHA loan specialist guides you through the FHA loan application and approval process. They help you understand New York specific requirements like the mandatory home inspection and appraisal standards. They also assist with documentation for the New York State mortgage recording tax.
What are the FHA loan limits for Lockport New York in 2025?
For 2025 the FHA loan limit for a single family home in Niagara County is 524225 dollars. Limits are higher for multi unit properties. A specialist can confirm the exact amount for your situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.