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Find FHA Loan Specialists Near You in Manlius, NY

Directory of fha loan specialists in Manlius, New York. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Manlius, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 fha loan specialists in Manlius, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Howard Hanna Manlius
102 W Seneca St Suite 110, Manlius, NY 13104
3156829500
Geddes Federal Savings & Loan Association
240 W Seneca St, Manlius, NY 13104
3154686281
HUNT Mortgage (NMLS #37405)
7650 Highbridge Rd Suite A, Manlius, NY 13104
3156827197
Parmco Mortgage Company, Inc. - NMLS#65840
8117 Trillium Trail, Manlius, NY 13104
3156824600
Chase Mortgage
329 Fayette St, Manlius, NY 13104
3156824170

An FHA loan specialist in Manlius New York helps homebuyers navigate FHA-insured mortgages which require lower down payments. New York State law mandates that all FHA loan originators be licensed through the Department of Financial Services. Working with a local specialist familiar with Manlius property values and Onondaga County tax rules can simplify the approval process.

What Does a FHA Loan Specialist in Manlius Cost?

Typical costs for an FHA loan specialist in New York include an origination fee of up to 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Additional costs include appraisal fees around 500 to 700 dollars and title search fees of 800 to 1500 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Manlius do?
An FHA loan specialist guides borrowers through the FHA loan application process including credit review and property appraisal. They ensure the loan meets New York State licensing requirements and FHA guidelines. Specialists also help with documentation for local property tax and insurance requirements.
What are the FHA loan limits for Manlius New York?
For 2025 the FHA loan limit for a single-family home in Onondaga County including Manlius is 498257 dollars. This limit is set by the Department of Housing and Urban Development and may change annually. A specialist can confirm current limits and help you find a loan within that range.