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Compare fha loan specialists in Mineola. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Mineola, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 fha loan specialists in Mineola, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairview Mortgage Corporation
378 Willis Ave 2nd Floor, Mineola, NY 11501
5165416700
Patriot One Mortgage Bankers LLC
142 Willis Ave, Mineola, NY 11501
5167426800
Frias Financial
236 Mineola Blvd, Mineola, NY 11501
5164131954
Chase Home Lending
216 Old Country Rd, Mineola, NY 11501
8475016521
An FHA loan specialist in Mineola, New York helps homebuyers navigate Federal Housing Administration loans. These loans are popular in New York due to lower down payment requirements and flexible credit guidelines. Specialists in Mineola understand local property values and New York State specific mortgage regulations.
What Does a FHA Loan Specialist in Mineola Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1% to 1.5% of the loan amount. The upfront mortgage insurance premium is 1.75% of the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Mineola usually total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Mineola New York?
For 2025, the FHA loan limit for a single-family home in Nassau County is $1,209,750. This high limit reflects the elevated home prices in the Mineola area. Limits are updated annually by the Department of Housing and Urban Development.
Do I need a special license to be an FHA loan specialist in New York?
Yes, in New York all mortgage loan originators must be licensed through the Department of Financial Services. They must complete 20 hours of pre-licensing education and pass a national and state exam. Continuing education is required each year.
What documents do I need for an FHA loan in Mineola?
You typically need two years of tax returns, recent pay stubs, bank statements, and a valid ID. New York requires additional documentation for self-employed borrowers. The specialist will guide you through the full list based on your situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.