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Compare FHA Loan Specialists in Monsey, NY

Compare fha loan specialists in Monsey. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Monsey, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 2 fha loan specialists in Monsey, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Upscale Equities, Inc.
8 Roberts Rd, Monsey, NY 10952
(845) 576-6999 upscaleequitiesinc.com
Joel Weiser
37 Francis Pl, Monsey, NY 10952
(917) 539-7704

FHA loan specialists in Monsey, New York help homebuyers navigate FHA-insured mortgages. These loans are popular in Rockland County due to lower down payment requirements. New York law requires all mortgage loan originators to be licensed by the New York State Department of Financial Services.

What Does a FHA Loan Specialist in Monsey Cost?

Typical costs for an FHA loan specialist in New York include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in New York average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan specialist in Monsey?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through the FHA loan process. They help with credit requirements, property appraisals, and closing procedures specific to New York.
What are the FHA loan limits for Monsey New York?
For 2025, the FHA loan limit for a single-family home in Rockland County is $1,149,825. This high limit reflects the area's median home prices. Limits are updated annually by the Federal Housing Administration.
How do I qualify for an FHA loan in New York?
Borrowers need a minimum credit score of 580 for a 3.5 percent down payment. A score between 500 and 579 requires a 10 percent down payment. New York law also requires proof of income and a valid Social Security number.

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