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Looking for a fha loan specialist in New Rochelle? Review the directory below to compare your options.
4 agents listed
Updated May 2026
New Rochelle, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 fha loan specialists in New Rochelle, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lending Resource Inc.
271 North Avenue, 271 North Ave UNIT 703, New Rochelle, NY 10801
9145767900
Union Home Funding Corporation
8 Memorial Hwy, New Rochelle, NY 10801
9146366004
Chase Home Lending
270 North Ave, New Rochelle, NY 10801
9145769818
Chase Home Lending
45 Quaker Ridge Rd, New Rochelle, NY 10804
9147209001
An FHA loan specialist in New Rochelle helps homebuyers navigate government-backed mortgages insured by the Federal Housing Administration. New York State requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local specialists understand Westchester County property values and can guide borrowers through New York specific requirements such as the state mandated mortgage recording tax.
What Does a FHA Loan Specialist in New Rochelle Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Closing costs in New Rochelle usually total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in New Rochelle do?
An FHA loan specialist helps you determine if you qualify for an FHA loan, explains down payment and credit score requirements, and guides you through the application process. They also help with New York specific documentation like proof of income and residency.
What are the FHA loan limits for New Rochelle New York?
For 2024, the FHA loan limit for a single-family home in Westchester County is $1,149,825. This high limit reflects the area median home prices. A specialist can confirm the current limit for your specific property type.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.