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Find FHA Loan Specialists Near You in Newburgh, NY

Directory of fha loan specialists in Newburgh, New York. Verify credentials with the state mortgage licensing authority before hiring.

12 agents listed
Updated May 2026
Newburgh, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 12 fha loan specialists in Newburgh, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Hudson Valley
1450 NY-300 Suite 101, Newburgh, NY 12550
8455645500
Angela Demaris- Team Demaris
1450 NY-300 Suite 101, Newburgh, NY 12550
9148792059
Melissa Flickenschild, NMLS 524987, Rhinebeck Bank
456 Broadway, Newburgh, NY 12550
8452208488
Wallkill Valley Federal Savings & Loan
68 N Plank Rd, Newburgh, NY 12550
8455610003
Steve Chance, NMLS: 404716, PrimeLending
1450 NY-300 Suite 101, Newburgh, NY 12550
8454754336
Ethan Meybohm NMLS#404348 Primelending
1450 NY-300 Suite 101, Newburgh, NY 12550
8454763243
John Reidy, PrimeLending
1450 NY-300 Suite 101, Newburgh, NY 12550
8452063313
Julianne Couto PrimeLending - Team Betterton
1450 NY-300 Suite 101, Newburgh, NY 12550
8452640809
Stephen Betterton- Team Betterton
1450 NY-300 Suite 101, Newburgh, NY 12550
9148790411
Mortgage Broker
17 N Plank Rd, Newburgh, NY 12550
8452903319
David Standig
1450 NY-300 Suite 101, Newburgh, NY 12550
5182295739
Reverse Mortgage Funding LLC - Luke Centrone
700 Corporate Blvd, Newburgh, NY 12550
8622142896

An FHA loan specialist in Newburgh, New York helps homebuyers navigate government-backed mortgages with lower down payments. New York State law requires all mortgage loan originators to be licensed through the Department of Financial Services. Specialists in Newburgh understand local property values in Orange County and can guide you through the FHA appraisal process.

What Does a FHA Loan Specialist in Newburgh Cost?

Typical costs for an FHA loan in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Closing costs in Newburgh range from 2 to 5 percent of the purchase price, including lender fees and title insurance. New York also charges a mortgage recording tax which varies by county. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Newburgh?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit, income, and debt to determine eligibility. They also explain New York specific requirements like the mandatory mortgage recording tax.
What are the FHA loan limits for Newburgh New York?
For 2024, the FHA loan limit for a single family home in Orange County is $498,257. This limit is set by the Department of Housing and Urban Development and may change each year. A specialist can confirm the current limit for your specific property type.
How long does the FHA loan process take in New York?
The typical FHA loan process in New York takes 30 to 45 days from application to closing. New York law requires a 3 day right of rescission period after signing loan documents. Delays can occur if the property needs repairs required by the FHA appraisal.