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Directory of fha loan specialists in North Massapequa, New York. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
North Massapequa, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in North Massapequa, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
1090 Hicksville Rd, North Massapequa, NY 11758
5162987944
Vincent Trapani - Chase Home Lending Advisor - NMLS ID 12572
1090 Hicksville Rd, North Massapequa, NY 11758
5162987944
FHA loan specialists in North Massapequa New York help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. These specialists understand New York specific regulations including the state mortgage recording tax and property appraisal rules. They guide clients through FHA loan limits for Nassau County and local closing procedures.
What Does a FHA Loan Specialist in North Massapequa Cost?
Typical costs for FHA loan specialist services in New York include an origination fee of 1 to 2 percent of the loan amount plus third-party fees for appraisal credit report and title search. For a $400,000 loan total closing costs often range from $8,000 to $16,000. New York also charges a mortgage recording tax of 0.8 to 1.8 percent of the loan amount depending on the county. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan limits for North Massapequa New York?
For 2024 the FHA loan limit for a single-family home in Nassau County is $1,149,825. This high limit reflects the area median home prices. A specialist can confirm current limits and help you qualify.
What credit score is needed for an FHA loan in New York?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. New York lenders may have additional overlays.
Are there New York specific FHA loan requirements?
Yes New York requires an attorney review of the contract and a property survey for many FHA loans. The state also imposes a mortgage recording tax which varies by county. Specialists ensure compliance with these local rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.