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Compare FHA Loan Specialists in North Tonawanda, NY
Compare fha loan specialists in North Tonawanda. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
North Tonawanda, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in North Tonawanda, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Niagara Regional Federal Credit Union
1285 Erie Ave, North Tonawanda, NY 14120
7166947344
Cross State Funding Corporation
416 Oliver St, North Tonawanda, NY 14120
7169846968
What Does a FHA Loan Specialist in North Tonawanda Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 percent of the loan amount plus an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance depending on the loan term and down payment. Other costs may include appraisal fees of $400 to $700 and credit report fees of $30 to $50. Note that this is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in North Tonawanda do?
An FHA loan specialist guides you through the FHA loan process including prequalification application and closing. They help you understand FHA requirements such as minimum down payment and property condition standards. They also ensure your loan complies with New York state regulations.
What are the FHA loan limits for North Tonawanda New York?
FHA loan limits for North Tonawanda in Niagara County are set by the Department of Housing and Urban Development. For 2025 the standard limit for a single family home is typically around $498,257 but higher limits may apply in high cost areas. Check with a specialist for current exact figures.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.