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Browse fha loan specialists serving Oswego, New York. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Oswego, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 10 fha loan specialists in Oswego, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oswego County Federal Credit Union
90 E Bridge St, Oswego, NY 13126
3153437822
OneMain Financial
437 NY 104 #21, Oswego, NY 13126
3153426338
Oswego County Federal Credit Union
262 W Seneca St, Oswego, NY 13126
3153260138
Compass Federal Credit Union
131 George St, Oswego, NY 13126
3153425300
PathFinder Bank
291 NY 104 East, Oswego, NY 13126
3153434483
Oswego Teachers Employee
90 W Utica St, Oswego, NY 13126
3153424574
KeyBank
138 NY 104, Oswego, NY 13126
3153422248
Randy Zeigler - Private Wealth Advisor, Ameriprise Financial Services, LLC
97 W Utica St, Oswego, NY 13126
3153421227
Chase Mortgage
204 W 1st St, Oswego, NY 13126
3153439650
Northwestern Mutual
218 W 8th St, Oswego, NY 13126
3153432323
An FHA loan specialist in Oswego, New York can help you navigate the Federal Housing Administration loan process. These loans are popular in Oswego due to lower down payment requirements and flexible credit guidelines. New York law requires all mortgage loan originators to be licensed through the New York State Department of Financial Services.
What Does a FHA Loan Specialist in Oswego Cost?
Typical costs for an FHA loan specialist in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender fees can range from 500 to 1,500 dollars. Appraisal costs in Oswego are usually 400 to 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Oswego?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Local lenders in Oswego may have additional requirements.
What are the FHA loan limits for Oswego County in 2025?
For 2025, the FHA loan limit for a single-family home in Oswego County is typically around $498,257. This amount can vary for multi-unit properties. A specialist can confirm the exact limit for your situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.