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Directory of fha loan specialists in Peekskill, New York. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Peekskill, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 fha loan specialists in Peekskill, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A.S.A.P. Mortgage Corp.
2 S Division St 2nd Floor, Peekskill, NY 10566
9147369230
Mid-Hudson Valley Federal Credit Union
3 N Broad St, Peekskill, NY 10566
8453364444
Trustco Bank
20 Welcher Ave, Peekskill, NY 10566
9147391839
Costa Gakidis
2 S Division St, Peekskill, NY 10566
8606057171
Suzanne Terracciano - Chase Home Lending Advisor - NMLS ID 1469373
1825 E Main St, Peekskill, NY 10566
9147372861
An FHA loan specialist in Peekskill New York helps homebuyers navigate federally insured mortgage programs. New York State law requires FHA lenders to follow specific disclosure rules under General Business Law Article 12-D. Local specialists can also guide you on Westchester County first-time homebuyer grants that may pair with FHA loans.
What Does a FHA Loan Specialist in Peekskill Cost?
Typical FHA loan costs in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium between 0.45 and 1.05 percent. Closing costs in Peekskill usually range from 2 to 5 percent of the purchase price. Lender fees origination charges and third party costs like appraisal and title insurance vary by specialist. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Peekskill New York?
The standard FHA minimum credit score is 580 for a 3.5 percent down payment. Some lenders in New York may accept scores as low as 500 with a 10 percent down payment. Each specialist sets their own overlay requirements.
Are there New York specific rules for FHA loan appraisals in Peekskill?
Yes FHA appraisals in New York must comply with both federal HUD guidelines and New York State property condition standards. The appraiser checks for lead-based paint hazards and structural safety issues common in older Westchester County homes.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.