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Find FHA Loan Specialists Near You in Port Chester, NY
Looking for a fha loan specialist in Port Chester? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Port Chester, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in Port Chester, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Matt Diaz - Mortgage Loan Officer
250 Boston Post Rd, Port Chester, NY 10573
9148797757
Chase Mortgage
50 Westchester Ave, Port Chester, NY 10573
9149396785
An FHA loan specialist in Port Chester, New York helps borrowers secure mortgages insured by the Federal Housing Administration. These loans are popular for first-time homebuyers and those with lower credit scores. New York law requires all mortgage loan originators to be licensed through the New York State Department of Financial Services, so your specialist must hold a valid license.
What Does a FHA Loan Specialist in Port Chester Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal and credit report. For a $400,000 loan, expect total closing costs between $8,000 and $14,000. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Port Chester New York?
For 2024, the FHA loan limit for a single-family home in Westchester County, which includes Port Chester, is $1,149,825. This high limit reflects the area's elevated home prices.
What credit score is needed for an FHA loan in New York?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. With a score between 500 and 579, you may still qualify but need a 10% down payment.
Do I need mortgage insurance for an FHA loan in New York?
Yes, FHA loans require both an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium. The annual premium varies based on loan term and down payment.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.